Credit cards are only accepted by some shops in the bigger towns. Do not rely on credit cards as a source of cash while in Bhutan. We suggest that you take sufficient travelers checks and cash and use the credit card as a back-up only.
Bhutan unit of currency is Ngultrum (Nu.), which is at parity with Indian rupee. The Indian rupee is also an accepted legal tender. Major convertible currencies and travelers’ cheques can be exchanged at banks in major towns. Certain credit cards (MasterCard, Visa, & American Express) are accepted in few bigger shops and hotels.